Page 1 of 1

Pin and Chip

Posted: Tue Jan 20, 2015 7:53 am
by scarruther1
As credit cards are replaced with new Chip & Pin Cards, will there be a need for new equipment to handle transactions with X Charge?

Re: Pin and Chip

Posted: Sun Feb 01, 2015 9:24 pm
by fortknoxx
Our cc processing unit has an add on pin pad with the chip reader. I am sure it will be available By October.

Re: Pin and Chip

Posted: Mon Feb 02, 2015 6:44 am
by brianp87
Whats a pin and chip card?

Re: Pin and Chip

Posted: Mon Feb 02, 2015 5:20 pm
by fortknoxx
the us is going to follow europe in a credit card with a chip in it. more secure.

Re: Pin and Chip

Posted: Wed Feb 04, 2015 9:39 am
by rhillig
brianp87 wrote:Whats a pin and chip card?
Here is an explanation of what the different credit card is:

http://en.wikipedia.org/wiki/Chip_and_PIN

Re: Pin and Chip

Posted: Mon Mar 23, 2015 7:59 am
by scarruther1
XCHARGE have made no comment on this post, so I tried calling: After 15 minutes on hold, I was put to voicemail.

My bank say new credit cards will have smart chips. They are pushing hard to sell me processing saying that after October 2015, if there are any fraudulent transactions on a non-chip/pin terminal then we are responsible?

Do we have to use XCHARGE for integrated processing with Mitchell 1?

Re: Pin and Chip

Posted: Mon Mar 23, 2015 11:57 am
by timbre4
Inquiry made - stay tuned please

Re: Pin and Chip

Posted: Mon Mar 23, 2015 1:51 pm
by timbre4
We have just received a fully detailed document for everyone's benefit regarding upcoming changes. It is a PDF file attached below.

We have the EMV machines and technology all set up. It should rolling out in late June.

Re: Pin and Chip

Posted: Thu Mar 26, 2015 10:31 am
by fortknoxx
Yay June! FYI. The card must remain in the reader through out the transaction. Please remember to return the card to the customer. :lol:

Re: Pin and Chip

Posted: Thu Mar 26, 2015 11:40 am
by Rich
Thanks Tina. I was wondering how the chip could be read by swiping. My brother works on the encryption for the CC machines. I try not to ask anything work related when we are together. :wink:

Re: Pin and Chip

Posted: Thu Mar 26, 2015 1:26 pm
by fortknoxx
The card goes inside a slot on the pin pad about 1/3 the way in. The card constantly communicates with the host during the transaction.